Malaysia My Second Home (MM2H) vs Premium Visa Programme (PViP): What’s the Difference?
MM2H vs PViP: Which Malaysia Long-Term Visa Is Right for You?
Malaysia offers two attractive long-term visa options for foreigners: Malaysia My Second Home (MM2H) and the newer Premium Visa Programme (PViP). While both allow you to live in Malaysia for extended periods, they are designed for different types of applicants.
This article compares eligibility, benefits, financial requirements, family support, and processing time to help you choose the right path in 2025.
Quick Comparison Table
| Feature | MM2H (2025) | PViP (2025) |
|---|---|---|
| Minimum Age | 25 (Silver–Platinum), 21 (SEZ) | 18 years |
| Visa Duration | 5–20 years depending on tier | 20 years (renewable) |
| Offshore Monthly Income | Not required | RM 40,000 or RM 480,000 annually |
| Fixed Deposit Requirement | USD 150K–USD 1 Million (depending on tier) | RM 1 million |
| Dependents Included | Spouse, children (up to 34), parents, in-laws | Spouse, children (below 21), parents, maid |
| Work Permission | ✅ Platinum tier only | ✅ Allowed (with approval) |
| Property Purchase Rights | Yes (mandatory within 12 months of endorsement) | Yes (minimun purchase value RM 1 million) |
| Property Sale | The property is NOT allowed for sale within 10 years, unless upgrading to a higher price property or after termination of MM2H visa. | Yes PVIP holders are able to sell |
| Visa Status | Resident | Non-resident |
| Application Channel | Licensed MM2H agents | Licensed PVIP agents |
| Gov’t Participation Fee | RM 1K–200K (tier-dependent) | RM 200K (principal), RM 100K (dependents) |
| Agency Fees | RM 40K–70K (depending on tier) | RM 60K (principal), RM 20K (dependents) |
📝 Note: MM2H has four tiers (Silver, Gold, Platinum, SEZ), each with different age, deposit, and benefit structures. PViP uses a single-tier format.
Who Should Choose MM2H?
MM2H is best for:
Retirees and families looking for a lifestyle or retirement base
Multi-generational applicants wanting to include parents or in-laws
Those prioritizing residency rights, long-term living, and investment opportunities
Applicants with moderate to high assets but not necessarily high income
📌 MM2H emphasizes residency, family lifestyle, and flexible living — with options to include up to three generations in one application.
Who Is PViP For?
PViP is ideal for:
High-income professionals or entrepreneurs earning RM 40,000+/month
Digital nomads or long-term investors looking for visa longevity
Applicants who want the ability to work or start businesses in Malaysia
Those not interested in residency, but needing long-term entry rights
✅ PViP offers greater work and business flexibility but comes with higher initial costs and fewer residency benefits.
Pros & Cons Breakdown
MM2H Pros
Multiple tiers to match different financial backgrounds
Proven and trusted since 2002
Broad family inclusion (up to 3 generations)
Visa can be inherited by next-of-kin
50% fixed deposit withdrawal allowed for property, medical, education
MM2H Cons
Complicated tiered structure
No work rights except in SEZ
Property restrictions apply (can’t sell for 10 years unless upgrading)
PViP Pros
One of the longest visas available globally (20 years)
Work and business-friendly
Broader scope of dependents (includes maid)
Simple, one-tier structure
PViP Cons
Significantly higher upfront fees
Non-resident visa category
Less tested compared to MM2H
Which One Should You Choose?
| Choose MM2H If: | Choose PViP If: |
|---|---|
| You’re a retiree or relocating with your family | You’re a high-income working professional |
| You prefer a flexible lifestyle or second home | You want to legally work or do business in Malaysia |
| You have assets but no RM 40K/month income | You want to include a maid or older dependents |
| You value long-term residency and investment status | You prefer a one-time application for 20 years |
Internal Links To Explore
Final Thoughts
Both MM2H and PViP offer unique routes to enjoying life in Malaysia — whether your goal is retirement, investment, or international mobility.
Choosing the right program depends on your income, lifestyle, work plans, and family needs. If you’re unsure, speak with a licensed advisor.
📞 Need Help Deciding? Contact D’Arthitz for a free consultation with a licensed MM2H and PViP advisor.
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